Ways to Apply for Social Security Disability or SSI Benefits
If a medical condition prevents or significantly limits your ability to work, you may consider applying for disability benefits through the Social Security Administration (SSA). Depending on your circumstances, you may qualify for Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), or potentially both.
Understanding the available ways to apply can help you choose the approach that works best for your situation.
Applying for Disability Benefits Online
The Social Security Administration provides online services that allow eligible individuals to begin or complete certain disability applications from home. Applying online can be convenient because you can gather information and work through the application without traveling to a Social Security office.
Before starting, it can be helpful to collect information about your medical conditions, healthcare providers, medications, employment history, and other details requested by the SSA.
Applying by Telephone
Applicants may also be able to begin the process by contacting the Social Security Administration by telephone. An SSA representative can provide information about the application process and, when appropriate, arrange an appointment to complete an application.
This option may be useful for individuals who have difficulty completing an online application or who have questions about the information they need to provide.
Applying Through a Social Security Office
Another option is to contact a local Social Security office for assistance with the application process. Availability of in-person services and appointment requirements can vary, so applicants should check with the SSA before visiting an office.
Regardless of how you apply, providing complete and accurate information can help the SSA evaluate your claim.
Information You May Need When Applying
The SSA may request a variety of personal, medical, and employment information. Applicants should be prepared to provide details such as:
- Medical conditions that affect their ability to work
- Names and contact information for doctors, hospitals, clinics, and other treatment providers
- Dates of medical treatment
- Prescription medications
- Medical tests and procedures
- Recent employment and work history
- Education and vocational training
- Other information relevant to the disability claim
You may not have every document available when you first begin considering an application. SSA instructions can help clarify what information is required and when it should be submitted.
SSDI and SSI Are Different Programs
Although SSDI and SSI both provide benefits to qualifying individuals with disabilities, their non-medical eligibility requirements are different. SSDI generally involves a person’s work history and Social Security-covered employment, while SSI is a needs-based program that considers financial eligibility requirements.
Some applicants may potentially qualify under both programs. The SSA determines eligibility based on the applicable requirements and the individual’s circumstances.
What Happens After You Apply?
After an application is submitted, the SSA reviews the claim and may obtain medical and other information needed to make a determination. Applicants may receive requests for additional forms, medical information, examinations, or other documentation.
If a disability claim is denied, appeal rights may be available. Because appeal deadlines can apply, it is important to carefully review any notices received from the Social Security Administration.
Learn About Your Disability Benefit Options
Choosing how to submit an application is only one part of the Social Security Disability process. Understanding the information required, responding to SSA requests, and keeping track of important notices and deadlines can also be important.
If you are considering applying for SSDI or SSI benefits in Arizona, you can learn more about the application process and your options for seeking assistance with a Social Security Disability claim.
